The positive aspects of retirement

The positive aspects of retirement

Aging isn’t what it used to be On average, people are living longer, healthier lives than in the past. The Friendly Societies Act (1875) said ‘old’ started at age 50 in Britain. More recently, the UN has referred to ‘old’ as starting from...
Pension myths and misconceptions

Pension myths and misconceptions

We’ve banned our clients from using the word ‘retirement’. We prefer calling it ‘financial independence’, because it’s when you’ve built up enough money to stop working. With that in mind, next month we’ll talk about the...
Don’t get scammed!

Don’t get scammed!

Years ago, Nicky stopped over in Singapore on her way to visit family in Australia. On the first night, the tour guide issued a dire warning: “You might think it’s safe to leave your front door open at home, but here you have to be more careful. For...
Making the right decision

Making the right decision

There are a lot of important decisions to make in life. The US electorate decided to vote for Trump. People in the UK referendum decided to vote for Brexit. And every individual has to decide how to fund their retirement. Pension or property? Property or pension? Back...
Here’s a conversation starter…

Here’s a conversation starter…

Most people agree that they really should be saving for retirement, but not everybody does so. Next time your family is gathered round the table for Sunday lunch, ask them if they know why this is. Here’s some relevant research so you can impress them with your...
Psst, wanna sell your annuity?

Psst, wanna sell your annuity?

Jane was shopping around for a secondhand car. She didn’t know much about cars, and knew the seller would be unlikely to take her seriously, so she took her boyfriend with her. Unfortunately, he didn’t know much about cars either, but he looked under the...