Pension myths and misconceptions

Pension myths and misconceptions

We’ve banned our clients from using the word ‘retirement’. We prefer calling it ‘financial independence’, because it’s when you’ve built up enough money to stop working. With that in mind, next month we’ll talk about the...
Ignore the noise

Ignore the noise

Some clients say: “I’m not interested in the details. I trust you.” (If that’s you, you don’t have to keep reading.) Others like to monitor their investments regularly so they feel confident in our advice. (This is one of the reasons we...
Your new year’s resolution…

Your new year’s resolution…

As you’ll know if you’re a regular reader, you have to keep your emotions out of influencing your investment decisions. The markets reward discipline. Even in a downturn, you have to remain patient and tune out the noise. Admittedly, it is awkward to...
It’s not ALL bad news!

It’s not ALL bad news!

At the time of writing, uncertainty about Brexit is rising and Conservative MPs are deserting the Government in droves. But it’s not all bad news. A painting by David Hockney was auctioned for a record-breaking $90m. The next series of I’m a Celebrity is...
Enjoy the ride

Enjoy the ride

Can you believe it’s been a decade since the 2008 financial crisis? If you follow the markets, you’ll know the FTSE100 tumbled again recently. It might feel like a bit of a roller coaster ride, but don’t worry. As we always say, there’s no need...
What to do with your holiday home

What to do with your holiday home

If you are lucky enough to own a holiday home, you might be wondering what to do about it long-term. For example, will you give it to your children? The problem is around Capital Gains Tax. If you simply pass your holiday home to your descendants as a gift, it counts...