Hot off the press

Hot off the press

We’re always saying that active fund management doesn’t work. And a recent news story supports that message. For years, Neil Woodford was renowned as one of the UK’s most successful fund managers. He got it right more than most. (Or maybe he kept up...
The positive aspects of retirement

The positive aspects of retirement

Aging isn’t what it used to be On average, people are living longer, healthier lives than in the past. The Friendly Societies Act (1875) said ‘old’ started at age 50 in Britain. More recently, the UN has referred to ‘old’ as starting from...
Pension myths and misconceptions

Pension myths and misconceptions

We’ve banned our clients from using the word ‘retirement’. We prefer calling it ‘financial independence’, because it’s when you’ve built up enough money to stop working. With that in mind, next month we’ll talk about the...
Ignore the noise

Ignore the noise

Some clients say: “I’m not interested in the details. I trust you.” (If that’s you, you don’t have to keep reading.) Others like to monitor their investments regularly so they feel confident in our advice. (This is one of the reasons we...